Chapter 3 - The Paperwork of Wolves

While I was planning their downfall in the quiet shadows of Room 412, Daniel and his mother were drinking vintage champagne on the top floor of a high-rise restaurant on Michigan Avenue.
The private dining room had been booked under Daniel's corporate credit card, which was already maxed to within four hundred dollars of its credit limit.
Sitting across from him was Jennifer, dressed in an emerald green satin cocktail dress that Daniel had purchased for her three weeks earlier using funds he had quietly withdrawn from our joint medical savings account.
"To the beginning of the real Miller dynasty," Margaret declared, clinking her crystal flute against Daniel's glass.
Jennifer smiled, her lips painted a glossy crimson that matched the fresh manicure on her hands.
She leaned over and kissed Daniel on the cheek, leaving a faint greasy smudge against his skin.
"Did she cry, Daniel?" Jennifer asked, her voice dripping with artificial sympathy.
"Did she beg you to stay by her side?"
Daniel laughed, cutting into a thick cut of dry-aged ribeye.
"She didn't have the breath to beg, Jenn."
"Her lips were practically blue."
"Arthur Harris looked like he was about to sign the death certificate right there on the spot."
"The woman doesn't have seventy-two hours left in her."
"And the house?" Jennifer asked, leaning forward, her eyes gleaming with raw greed.
"When do we get the keys?"
"Tomorrow morning at ten," Margaret interjected, swirling her wine with practiced elegance.
"I spoke with Harold Ross this afternoon."
"He prepared the quitclaim deeds and the power of attorney transfer."
"Elena is so terrified and physically weak that she'll sign whatever Daniel puts under her nose just to make us stop talking."
"Once those signatures are recorded with the Cook County Registrar, the Lake Shore Drive estate belongs to Daniel."
"And by the time her heart finally gives out over the weekend, the probate court won't even be able to touch the asset."
"I've already contacted a contractor from Highland Park," Jennifer said, her eyes alight with excitement.
"That hideous Victorian oak paneling in the main parlor has to go."
"We are going to gut the entire ground floor, install white Italian marble, and replace those antique brass chandeliers with modern crystal fixtures."
"And that ugly rose garden Elena's mother planted in the backyard?"
"We'll pave it over for an infinity pool."
Daniel raised his glass, completely intoxicated by the illusion of imminent wealth.
"Whatever you want, Jennifer," Daniel said magnanimously.
"The moment Elena is buried, I am putting you on the title as co-owner."
"We’ll announce our wedding for the second week of December."
What Daniel Miller did not tell his mother, and what he certainly had not revealed to his mistress, was the terrifying secret that had driven him to this murderous scheme in the first place.
Beneath his sharp tailored Italian suits and his confident corporate demeanor, Daniel was drowning.
Eighteen months ago, desperate to project the image of a high-rolling investment guru to his wealthy clients, Daniel had taken out an unsecured six-million-dollar high-interest loan from an underground commercial syndicate based in Bridgeport.
He had poured the entire loan into an offshore cryptocurrency hedge fund that had vanished overnight in a rug-pull bankruptcy.
The syndicate didn't care about market volatility.
They didn't accept apologies.
Every Tuesday morning, a courier with a scarred neck arrived at Daniel's accounting office with an envelope containing the updated interest penalty.
If Daniel did not produce eight million dollars in liquid collateral by Friday evening, they were not going to sue him.
They were going to drag him into an abandoned industrial warehouse along the Calumet River and make sure he never walked again.
The Lake Shore Drive estate was his only escape hatch.
The mansion sat on prime real estate overlooking Lake Michigan, appraised at sixty-two million dollars by the city's top land brokers.
With that property in his sole possession, Daniel could secure an immediate forty-million-dollar bridge loan from any private equity bank in North America within four hours.
He could pay off the Bridgeport loan sharks, dump his mother in a luxury assisted living facility in Arizona, and live like a king with Jennifer in the penthouse of his dreams.
"To Elena's final contribution," Daniel whispered under his breath, draining his glass of champagne to the bottom.
Across the table, Jennifer smiled her dazzling, dangerous smile, tapping her phone screen beneath the edge of the tablecloth.
On her private messaging app, a text had just arrived from an unsaved number:
Is the idiot transferring the deed tomorrow?
Jennifer’s fingers flew over the keyboard:
Yes.
Ten o'clock tomorrow morning.
Have your Cayman escrow account ready.
Once the property clears his name, I will initiate the secondary transfer before he even realizes his signatures were duplicated.
He thinks he's marrying me in December.
He'll be in prison by Thanksgiving.
Jennifer slipped the phone back into her designer purse and looked up at Daniel with eyes full of counterfeit adoration.
May you like
"Drink up, darling," Jennifer purred, pouring more wine into his empty glass.
"Tomorrow is going to be the biggest day of your entire life."